Loan Services

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Loan Approvals | Vehicle Loans | Personal Loans | Credit Cards| Home Loans| Student Loans

Loan Services

Sun East's family of loan products are designed to add assistance to your busy and changing lives. We offer a product for everyone in every stage of life.

As a trusted advisor, your Full Service Representative is available to determine which of these programs is best for you. And, once you have completed our application, it will enable you to obtain further loan advances quickly and efficiently by simply updating your credit information. Along with your application you will need to furnish proof of employment and income by supplying a current pay stub or recent tax return.

Instant Loan Approvals

You can apply for a loan over the Internet and receive a loan decision within seconds! That's right! With our Instant Loan Approval Service we give you the freedom to apply for New and Used Vehicle Loans, Motorcycle Loans, Personal Loans, and Credit Cards all from the comfort of your home 24 hours-a-day, 7 days-a-week! And best of all, no lines, no waiting and no hassles!

Sun East's 24-Hour Loan Center

You're just minutes away from your next loan! Sun East has a loan service that meets your busy schedule. Obtain a loan in just minutes! No matter when you need a loan, you can access the 24-hour Loan Center and receive fast, convenient service 24 hours-a-day, 365 days-a-year. It takes just a few minutes by answering some simple questions.

In most cases, a loan decision is provided in minutes. Friendly and knowledgeable loan professionals are available to process your application, answer questions and to advise you, or Apply Online right now with our Instant Internet Loan Approval Service.

Vehicle Loans

New Car Loans

No matter what kind of new wheels you are looking for, Sun East can help. Qualified borrowers can finance up to 100% of the cost of a new automobile, truck or recreational vehicle (including taxes and tag). Sun East offers a variety of repayment plans (up to 8 years) that allows you to select the rate and term that best suits your budget.

Used Car Loans

If you have found the right deal on a used vehicle, we can help you complete the transaction. Sun East will help qualified buyers finance up to 100% (including taxes and tag) of loan value of any car or truck.

Enterprise Car Sales

At Enterprise, you're always welcome to select from their extensive used car fleet. Enterprise will even deliver the vehicle to your home (within certain limitations) without any obligation or pressure to buy. Either way, you're guaranteed a relaxed, comfortable shopping atmosphere. Trade-ins are welcome. You may contact Enterprise at 1-800-car-sales to make arrangements to take a look at their existing inventory, or preview their inventory online at Enterprise Car Sales.

Personal Loans

Your good name, good credit record and signature are the foundation for a signature loan from Sun East. Whether you are using the funds for bill consolidation, school tuition, or planning a long awaited vacation, you may want to take advantage of a Sun East Personal Loan.

Share Secured Loan

When you are in a hurry, or need funds, but don't want to tap into your savings, a share secured loan from Sun East is the answer. Your accumulated savings at the Credit Union serve as the security for your loan, at one of the most attractive rates we offer.

You can also borrow against a Credit Union certificate at an interest rate just 3% over the yield of the pledged certificate.

MasterCard®

With a credit card from Sun East Federal Credit Union you have the purchasing power to shop around the world, by phone and on the Internet. Combine that convenience, flexibility and security with easy to understand terms, no hidden fees and low fixed rates and you have a great credit card!

Choose from one of our Platinum card options with no annual fee, no balance transfer fees, and no cash advance fees, or the Sun East Secured Card with low fixed rates and low secured credit lines.

Click on the links below for a list of benefits.

  • Platinum MasterCard®

  • Platinum MasterCard® with CURewards

  • Secured MasterCard®
  • For more information about the benefits of your MasterCard, call 1-800-MC-ASSIST within the United States. When out-of-country and in need of assistance, call a specially trained MasterCard Global Service Representative 24 hours a day, 365 days a year, in any language by calling the United States collect at 1-636-722-7111. Visit www.mastercard.com for a complete list of country-specific, toll-free telephone numbers.

    Coaching

    Sun East's Credit Management Coach shows you how to use credit to reach your goals effectively.

    Home Equity Loans

    Sun East Federal Credit Union is pleased to provide Home Equity fixed-rate second mortgages and Home Equity Lines of Credit.

    The maximum loan amount is determined by your ability to repay as well as the current value of your home. You may finance up to 80% of the value of your home less any mortgages or liens you currently have on your property (subject to Credit Union maximum limits). Financing beyond 80% Loan to Value ratio will be considered on a case by case basis. The only additional fees that you would incur are for the appraisal, title search, flood certification, recording of the mortgage, and satisfaction of the mortgage.

    Unlike a term loan, with the Home Equity Line of Credit you only pay on the funds you need, when you need them. Take a little or take it all. It's at your disposal. The funds are easily accessible by check, Internet Banking, phone, or at a branch location. The variable rate is Prime, with a margin ranging from -1.00% to +2.00%. The minimum payment is 1.5% of the outstanding balance or $100 whichever is greater. For example, a $25,000 balance would be a $375 payment for the month. It is subject to change quarterly.

    Mortgages

    Sun East offers fixed- or adjustable-rate mortgages as well as jumbo, vacation and investment mortgages. Learn more about the benefits of this new program and how to apply by visiting our Online Mortgage Center.

    Sun East Mortgage Center

    Student Loans

    At Sun East we believe everyone should have the opportunity to learn and grow, regardless of the increasing costs of higher education. Therefore, we are committed to helping our members reach their educational goals.

    Please visit your Admissions Office and tell them you're a Sun East Federal Credit Union member.


    Back to TopP.O. Box 2231    |    Aston, PA 19014 (610) 485.2960 (800) 451.4204