Sun East Federal Credit Union offers a variety of savings and loan products at competitive rates. Whether you're borrowing money for a new home or saving for retirement, Sun East can help you achieve your financial goals. This page contains the most current savings, investment, loan and credit rates available. All deposits are insured up to $500,000; $250,000 by the National Credit Union Administration (NCUA) and $250,000 by Excess Share Insurance (ESI). The rates are subject to change without notice.
Performance Money Market
| 1.05% | 1.05% | $250,000 | $250,000 |
Premier Money Market $100,000 and over | 0.95% | 0.95% | $100,000 | $100,000 |
Premier Money Market $75,000 to $99,999 | 0.85% | 0.85% | $75,000 | $75,000 |
Premier Money Market $50,000 to $74,999 | 0.85% | 0.85% | $50,000 | $50,000 |
Premier Money Market $25,000 to $49,999 | 0.75% | 0.75% | $25,000 | $25,000 |
| Classic Money Market | 0.45% | 0.45% | $2,500 | $2,500 |
Savings Balance $10,000 and over | 0.25% | 0.25% | $5 | $0.01 |
Savings Balance $5,000-$9,999.99 | 0.20% | 0.20% | $5 | $0.01 |
Savings Balance $1,000-$4,999.99 | 0.15% | 0.15% | $5 | $0.01 |
Savings Balance Up to $999.99 | 0.10% | 0.10% | $5 | $0.01 |
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*Fees may reduce earnings on deposit accounts.
APY - Annual Percentage Yield. Rate may change after account is opened.
Dividends will be compounded quarterly and credited quarterly for the Savings, Holiday Club, Vacation Club, and Variable IRA Accounts. Dividends will be compounded daily and credited monthly for the Money Market and Premium Money Market Accounts.
For this account type, if the dividend period is quarterly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is March 31. All other dividend periods follow this same pattern of dates. The dividend declaration date follows the ending date of a dividend period, and for the example above is March 31.
| 10-month Certificate Special | 1.10% | 1.10% |
| 17-month Certificate Special | 1.40% | 1.39% |
| 3-Month | 0.75% | 0.75% |
| 6-Month | 0.90% | 0.90% |
| 12-Month | 1.15% | 1.15% |
| 18-Month | 1.40% | 1.39% |
| 24-Month | 2.10% | 2.08% |
| 30-Month | 2.15% | 2.13% |
| 36-Month | 2.35% | 2.33% |
| 60-Month | 3.00% | 2.96% |
| Please call 877-5-SUNEAST for current Jumbo and IRA Jumbo Certificate rates. |
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**Certificates may have substantial penalty for early withdrawal. All rates are subject to change without notice. Other rates and terms are available.
| New & Used Auto up to 63 months | 3.15%* | 100% financing (Includes Taxes & Tags) |
| New & Used Auto up to 75 months | 4.15%* | 100% financing (Includes Taxes & Tags) |
| New Auto 7 years | 6.49%* | Over $25,000. 100% Financing (Includes Taxes & Tags) |
| New Auto is a current year model untitled. Please call Sun East for current Used Auto Rates at (610) 485-2960 or (800) 451-4204. |
| New & Used Motorcycles up to 4 years* | 9.24% | 100% Financing (Includes Taxes & Tags)) |
| New & Used Motorcycles up to 5 years* | 9.49% | 100% Financing (Includes Taxes & Tags) |
| Personal Loans up to 3 years | 10.26%* | |
| Personal Loans up to 5 years | 10.75%* | |
| Personal Line of Credit | 15.95%* | |
| Share Secured Loans | 4.75% | |
| Certificate Secured Loans | 3% over Certificate Rate | 5.00% Minimum |
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| 6 - 15 Years |
4.49%* |
| 16 - 20 Years |
4.99%* |
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Title insurance is required on all loans over $150,000. Homeowners insurance is required on all loans. Service charges may range from $100 to $250.
***Variable rate.
Home Equity Line of Credit with up to 80% Loan to Value. The variable rate is Prime, with a margin ranging from -1.00% to +2.00%. It is subject to change quarterly. The maximum APR is 18.00%. Closing costs may range from $100 to $250. Homeowners insurance is required on all loans.
*The rate stated is the lowest rate offered for this product. Rates are based on an evaluation of applicant credit. Actual rates may vary.
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